Amex Premium Car Rental Protection... Almost all credit card rental car coverage is secondary, which means it won't do squat until you've exhausted your personal insurance. Also, all of you who use personal insurance may want to read the fine print. Personal insurance that covers loss of use usually only covers what the insurance company deems as a . Renters also rarely are aware of what they are actually responsible for on the vehicle. Hail damage, accidents, trees falling on the car, the tires, and obvious damage all is your responsibility. We had tennis ball sized hail last year, and you can't imagine how many people were enraged when they found out we would be billing them for the hail damage to the cars. Amex's premium protection . I would highly advise anybody with an Am. Ex to enroll on this. One excellent trick, is that if you enroll in this, but you're absolutely positive you didn't damage the car, you can change credit cards on the end of your rental to skip out on the fee from amex for using the coverage. American Express comes through on car rental. Amex Premium Car Protection is only. Maximizing Amex Post 10: Car Rental. Premium Car Rental Protection. Learn more about Premium Global Assist. HHonors program, American Express will. ![]() AMEX Premium Car Rental protection in Europe vs. The premium Amex rental car insuranse does cover Loss of Use, but not diminished value. Since my very basic AmEx card doesn't have car rental insurance, I signed up for this program. AmEx Premium car rental insurance.
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